The Retirement Savings Crisis Is Worse Than We Think
Few of Us Are Saving Enough for RetirementDid you know that new research from the National Institute on Retirement Security estimates that the U.S. retirement savings deficit is between $6.8 and $14.0 trillion? Not only that, but NIRS also found that nearly 40 million working-age households (45 %) do not own any retirement account assets. It may be sad but it’s true: the average working household has virtually no retirement savings.
Kentucky Has Worst-Funded State Pension in the NationIf you live in Kentucky, it's even worse. Our elected officials haven't been making the recommended contributions to state pension funds for over a decade now. Bloomberg Business labeled Kentucky's worker retirement plan "the nation's worst-funded state pension". The Courier-Journal pessimistically predicts that there's a "Teacher Pension Time Bomb" awaiting Kentucky lawmakers.
It's Easy to Find Fault, But Even Harder to Find a RemedyMore than one in ten (12.3%) of Kentucky's elderly population live in poverty. But the fact is that it doesn't matter what's happened in the past or whose fault it is. The only things that matter are that we need to stop relying on the government and take action ourselves to solve our own retirement savings crisis. The good news is that IRAYourWay.com has the remedy for "Kentucky Fried Pensions".
Your Dream Retirement Is Possible
Picture your life with a diversified investment portfolio earning consistent double digit returns on your retirement savings. Even better, what if you didn’t have to pay any taxes on your gains or distributions? And while we’re at it, instead of letting your banker or investment broker have all the fun - how about the power to control exactly when, where and what you invest in?
Enjoy Tax Free Returns
Imagine reaching the beach at an age where you're still young enough to enjoy it! The solution is to use the best retirement savings vehicle on the planet and feather your nest egg by taking advantage of the last great American tax shelter. You can put your worries to rest by funding an IRA with the passive custodian of your choice and forming a Kentucky self directed IRA limited liability company. We’ll show you exactly how at IRAYourWay.com. By getting the specialized knowledge and proper legal documents at IRAYourWay.com, you can start saving for your dream retirement today.
My name is John M. Holder and I’m a third generation attorney with over twenty years of legal experience. As a partner in the firm of Holder and Lykins, P.S.C. in Vanceburg, Kentucky, I've gained extensive knowledge in the real estate, tax and business formation fields of practice. Combined with strong legal writing and research skills and a solid foundation of real estate law, it's led me to highly recommend the self-directed IRA LLC setup as the best method to help secure financial futures.
Self-Directed IRA LLC Facilitation
At IRAYourWay.com, we'll facilitate the establishment of your IRA with the custodian of your choice. We'll provide you with the necessary legal documents to form your Self-Directed IRA LLC with checkbook control. Then we'll help you set up a business checking account at the bank of your preference. We'll perform these services efficiently and at a cost that is affordable and much less expensive than if you went to a private law firm. We've streamlined the process for you, so you can hit the ground running and start achieving your retirement savings goals sooner rather than never.
Stop dreaming about retirement and start saving for it.
GET THE SMART RETIREMENT SYSTEM FROM IRAYOURWAY.COM
- Help Complete and Submit Forms to Passive Custodian
- Formation of LLC (Filing Fees Not Included)
- Establish IRA LLC Checking Account
- Provide Customized and IRS-Compliant Operating Agreement
- Help Complete and Submit Forms to Transfer Funds from IRA to LLC
- Secure checkout using Paypal.
One Time Payment of $750, then only $50/year for Annual Customer Service Plan
IT’S EASY TO GET STARTED
We'll facilitate the whole process to form your Kentucky self-directed IRA LLC. Simply fill out our form and click submit. Then supply us some paperwork and your limited liability company will be formed. We're the liaison between your present bank or broker and your future custodian. We'll also bridge the gap between your custodian and local bank of your preference.
After you've filled out our simple form, supply us some paperwork and we'll do the rest. A passive custodian allows you to self-direct your IRA so you can invest in assets other than traditional stocks, bonds or mutual funds. You're enabled to invest in real estate, precious metals or promissory notes; but you aren't limited to just those investments. As long as you comply with the IRS requirements, you can invest in just about anything.
Instead of relying on others to manage your hard-earned money, invest in what you know and understand. You'll have the power to access your retirement savings by simply writing a check. For example, leverage your knowledge of real estate by investing in rental property. IRAYourWay.com can also provide guidance when it comes to prohibited transactions and assets that the IRS doesn't allow. We'll help get your questions answered so you can focus on your investments.
You won't have to cut Uncle Sam a GIANT check for a portion of your profits. You can choose to keep 100% of your profits and do so with the blessing of the United States government. With a traditional IRA, your investments grow tax-deferred. But with a Roth IRA, your qualified distributions can be made tax-free!
WHAT THE EXPERTS ARE SAYING
"The idea is simple enough: Invest in anything you want, but put the investment in a special IRA so it isn't taxed until retirement. Suddenly, if you have enough wealth to get into alternative investing, the possibilities become almost limitless for setting up your future."
"If your employer does not offer a plan or you are self-employed, consider alternative savings options such as opening a self-directed IRA, which can provide you with a reliable, effective savings tool in lieu of an employer-sponsored plan."
"Yep, an IRA can legally own real estate and a lot of other alternative investments, too, ranging from private equity and promissory notes to gold, oil and gas and cattle. (It can't own insurance, collectibles or stock in S corporations)."
"The best solution to avoid personal liability when self-directing your IRA is to use an IRA/LLC, where you're the manager of the LLC and thus protected under its corporate veil."
"Checkbook IRAs are growing in popularity...the reason is simple: Self-directed retirement accounts give plan owners much more control and give them access to investment opportunities that are unavailable in typical retirement plans. Even for smaller investors, the self-directed option can offer great advantages."
"What it boils down to is that if you have a lot of money in an IRA and want to expand your investments beyond ordinary securities, a self-directed IRA can help you do what you want with your money."
ALTERNATIVE INVESTMENTS: SELF-DIRECTING TOOLS OF THE TRADE
You're No Longer LImited to "Paper Assets"
Many people think they're limited to stocks, bonds and mutual funds when they start saving with an IRA. But with the Smart Retirement System from IRAYourWay.com, you can choose from a wide array of traditional and non-traditional assets.
The alternative investment opportunities with a self-directed IRA LLC are nearly limitless. You can put almost anything in an IRA as long as a fair market value can be readily obtained; there are exceptions such as life insurance, art and other collectibles.
You can find more information on our Resources page.
Here are just a few examples of the alternative investments that you can make after forming your Kentucky self-directed IRA LLC:
Wholesale Real Estate
Personal Seat Licenses
Cell Tower Leasing